The Central Bank of Indonesia (BI) recorded the growth in house (KPR) and apartment mortgage in the fourth quarter of 2020 or improving by 3.42% annually (yoy) from 2.05% (yoy) in the third quarter of 2020. Based on the Residential Property Price Survey (SHPR), KPR and KPA mortgage disbursement also increased from 0.62% (qtq) in the third quarter of 2020 to 2.37% (qtq) and in the fourth quarter of 2020.