Survey from the Central Bank of Indonesia (BI) shows that in the fourth quarter of 2019, the average cost spend by banks on customers’ fund in Rupiah is estimated to decline by 7 basis points (bps) from the previous quarter to 5.9%. While cost for the banks’ operational to obtain cost of loanable fund in Rupiah is estimated to decline by 7 bps to 9.09% and the interest rate for investment and consumer credits decline by 7 bps and 3 bps, respectively. -Detik.com