Property Credit Growth Remains Strong in August 2026

Bank Indonesia (BI) reported property credit growth of 18.3% YoY in August 2026, slightly lower than 18.4% YoY in July, with total outstanding loans reaching Rp1,724.7 trillion. Growth continued to be driven by construction loans, which rose 49.5% YoY, while real estate loans increased 15.8% YoY and mortgage loans (KPR/KPA) grew 4.2% YoY. Despite the modest slowdown, BI noted that the sector continues to maintain healthy double-digit growth, supported primarily by construction activity amid softer consumer lending demand.